`rf_reference` (RF reference)
rf_reference (RF reference)
rf_reference is the RF-form reference when present on the bank transaction. Bookkeeping uses it as an additional matching key, especially when the plain reference field is missing or formatted inconsistently.
Keeping RF references explicit improves reconciliation accuracy for cross-border and standardized reference scenarios.
Example values: RF18539007547034, RF4712345600000001.